Truck Finance Options from 4.69%*

  • Truck Finance Options that suits your business 7 days a week
  • We provide truck loans for start up sole trader ABN to a Company with an existing fleet
  • We can finance new or older trucks anywhere in Australia
  • We make private sale truck loans virtually hassle free
  • Our new technology allows for Faster Approvals
  • Would your bank tell you if there are better truck finance options? Well we will!!

Available 7 days on 1800 094 409

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Finance provided by I Need Truck Finance

Summary of truck and equipment finance options listed below:


  • Rent to Own Options
  • Commercial Hire Purchase
  • Chattel Mortgage
  • Finance Lease
Finance Calculator

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BEC Winner National_Asset Finance Broker Group

Rent to Own Key Points


  • Payments are 100% tax deductible.
  • Up to 5 year terms to assist payment structure.
  • Ownership options at end of term, with option to hand goods back.
  • Options with no bond or deposit required.
  • 1 day ABN minimum requirement.

I would like to thank the I Need Truck Finance team for assisting us in financing our new fleet of trucks. We have used your services to finance four trucks and you have been both professional and courteous each time. Once we gave you the details and the amount we required we knew we could count on you to do the rest. Although we have never met you, and we have only ever done business over the phone or internet we feel we have become friends. I have passed your name onto colleagues who are considering financial options for their new vehicles. Keep up the good work and thank you ~ S.Jones - Buildsure Pty Ltd

Commercial Hire Purchase key points


  • Ownership of the goods is obtained at the end of the term.
  • Repayment schedules are flexible, generally two to five years.
  • A residual ballon payment can be factored in to reduce the monthly payments or the loan can be fully amortised (nil residual balloon).
  • Applicable to new and pre-owned trucks and equipment.
  • Deposits and/or trade-ins can be used to reduce the loan amount.

All I can say is good things about Jason and the team. We came to them needing help to get truck finance. They went above and beyond anyone else we have dealt with to get it approved. We had another opportunity to expand and grow our business by accquiring another truck a few months later. So we went back to them and they were able to get us another truck loan approved. This has helped us signficantly in our growth ~ Matthew - Big Bad Transport

Chattel Mortgage key points


  • You hold title of the goods at the start of the contract.
  • Repayment schedules are flexible, generally two to five years.
  • A residual ballon payment can be factored in to reduce the monthly payments or the loan can be fully amortised (nil residual balloon).
  • Applicable to new and pre-owned trucks and equipment.
  • Deposits and/or trade-ins can be used to reduce the loan amount.

As an established business we always used dealer finance for our trucks. Our accountant questioned us if this was best considering our varied age of fleet. So we spoke to the I Need Truck Finance team and we were surprised at the lenders that were available to provide us truck finance. As we progressively upgrade our trucks and trailers we have signficantly improved our cash flow. We appreciate the quick turnaround and knowing they are negotiating the best deal for us every time ~ Gayle, Watsons Transport

Finance Lease key points


  • Option to purchase leased goods at end of contract term or upgrade to a new truck.
  • Repayment schedules are flexible, generally two to five years.
  • A residual balloon payment can be factored in to reduce the monthly payments or the loan can be fully amortised (nil residual balloon).
  • Costs are known in advance with fixed monthly payments.
  • No Deposits and/or trade-ins can be applied to a finance lease.

* Conditions apply. Business applications only. Subject to credit approval.